Should I Take My Pension As A Buyout?
If your employer provides a pension plan benefit, you may be offered a lump-sum buyout in place of ongoing monthly payments. A lump-sum buyout can present some attractive opportunities, but a lump sum isn’t right for everyone. In this article, we cover some of the most important considerations to help decide between keeping your monthly […]
The Importance Of Holistic Wealth Planning
When it comes to your wealth strategy, it’s easy to forget that your end goals are more than just a number. In fact, the number is just the benchmark you’ve determined that you think will allow you to live the life you want. In truth, that benchmark may indeed be the number you need to […]
Is It Time To Cancel My Life Insurance?
Sometimes my clients ask me if canceling their life insurance would be a smart move. It is a difficult question because life insurance not only serves to protect your family and loved ones after you are gone, but it also serves as a good investment for yourself.Unfortunately, there is no simple yes-or-no answer to this […]
3 Big Facts You Should Know…
By John Halterman Hopeful Realism… That’s what I believe in. Pollyanna thinking ONLY is wishful thinking. Dire Chicken Little thinking …
Relationships Are the Lifeblood of What We Do
By John Halterman Some of you are flying through this stay-at-home order with no worries at all, and we commend you. Others may be suffer…
Nowhere Else to Go But Up
By John Halterman Life comes at you fast. Two months ago, the Dow was flirting with 30,000, unemployment was at 3.5%, and the economy was…
Our Thoughts on the Economy and Our Investment Portfolio Allocations
By John Halterman We hope you aren’t getting tired of our email communications, yet! We’re trying to keep you informed as much as possibl…
Tax Loophole Allows Tax-Free COVID-19 Payments to Employees
By John Halterman After the terrorist attacks on September 11, 2001, Congress added a little-known tax provision (Section 139 of the Inte…
3 CARES Act Actions for Small Businesses
By John Halterman Good news for stressed-out clients who own small businesses. The CARES Act offers generous loans, which may even be for…