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Serving retirees and soon-to-be retirees in the Clarksburg, WV area for over 30 years.
Optimize Investments for the Second Half of Life
Strategies designed to support your nest egg's income potential, manage investment risk against inflation, and pursue a tax-efficient transfer of wealth to your heirs.
Reduce Tax Burdens
Approaches that aim to lower your income, investment, and inheritance tax burdens, so you keep more of what you have earned.
Protect Your Family from Unexpected Loss
Strategies for safeguarding your family against unforeseen health events, including incapacity, long-term care, and the loss of a loved one.
Plan a Tax-Advantaged Legacy
Pursue tax-advantaged strategies for your legacy and inheritance that support both your family and the causes you care about.
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We focus on a specialized niche
Because we concentrate on one stage of life, we can tailor our expertise to the people we serve best.
The Second Half of Life
We specialize in serving people who are retired or very close to retirement. That focus lets us tailor our expertise to the unique needs of this stage of life.
Responsible Savers
Our clients may not identify as rich, but through a lifetime of responsible saving and strategic sacrifice they have built a meaningful retirement nest egg they want to protect.
Professional Guidance
Considerate, respectful individuals who value expertise and collaboration. They understand that a successful retirement is too important to manage alone.
How we guide your climb
Four steps take you from a first conversation to a plan that keeps evolving with your life. It is the same route mapped on the Financial Summit Map.
Understanding
What matters most to youWe start by listening. Before any advice, we work to understand what you are trying to accomplish, who you are providing for, and how you think about money.
Identification
Gaps and risksWe evaluate your current financial picture to surface the gaps, risks, and missed opportunities sitting between where you are and where you want to be.
Recommendation
Your Financial Summit MapWe build your Financial Summit Map: the written strategy, in plain language, showing what needs to change and the order to change it in.
Actions
Implement and reviewWe implement the plan alongside you and keep reviewing it as life changes, adjusting the route rather than starting the climb over.
John Halterman
Certified Wealth Strategist
John Halterman, founder of Beacon Wealth Management, is a seasoned wealth strategist, best-selling author, and frequent guest on major networks. As a fiduciary on advisory accounts, he is obligated to act in his clients' best interests. He specializes in guiding entrepreneurs, professionals, and retirees through complex financial challenges, with a focus on tax reduction, investment risk management, and wealth transfer.
Beacon Wealth Management does not provide tax or legal advice. Consult your CPA or attorney regarding your specific situation.